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Hi there,
If you’ve been watching the market and wondering, “Wait… what’s actually happening right now?” — you’re not alone.
Things are shifting a bit here in Southern Utah County, and it’s catching some people off guard.
Here’s the quick snapshot:
Inventory has been creeping up (more options than we’ve seen in a while)
Buyers are taking a little more time to decide
Homes that are priced right are still moving… but overpriced ones? Sitting.
What this really means:
👉 Buyers: You’ve got a little breathing room again. Not forever—but enough to make smarter decisions without panic.
👉 Sellers: The days of “list it and wait for 10 offers” are fading. Strategy matters more than ever now—pricing, presentation, and timing.
Quick Tip:
If you're selling, don’t “test the market” with a high price. That strategy is costing people time and money right now.
The homes that win are the ones that hit the market dialed in from day one.
If you’ve been thinking about buying or selling this year, this is one of those moments where a small shift in strategy can make a big difference.
👉 Hit reply if you want to talk through your situation. No pressure—just a smart plan.
Talk soon,
Lori & Jeff
Utah County Lending Update-2026📊
💰 Lending Update: What Buyers Need to Know Right Now
Interest rates have been doing a little dance lately—not dramatic, but enough to matter.
Here’s the reality:
Rates are still bouncing within a range, which means timing the “perfect rate” is a bit of a myth right now.
👉 The buyers winning aren’t waiting for the lowest rate…
They’re making smart moves with a plan.
What smart buyers are doing instead:
Locking in a home they love now
Negotiating seller concessions to help buy down their rate
Planning to refinance later if rates improve
Quick Example:
A small rate change can shift your monthly payment—but waiting too long can mean paying more for the home itself if prices rise or competition increases.
Pro Tip:
Your buying power isn’t just about rates—it’s about your strategy.
The right lender (and plan) can open more doors than waiting on headlines ever will.
👉 If you want an introduction to a solid local lender who can break down your options clearly, just reply “LENDER” and I’ll connect you.
🏡 Seller’s Tips: What’s Actually Working Right Now
Selling in today’s market isn’t about luck—it’s about getting a few key decisions right from the start.
Here are 3 things that are making a real difference right now:
1. Price for attention, not negotiation
The biggest mistake sellers are making is pricing high “to leave room.”
That strategy is backfiring.
Homes that are priced right from day one:
Get more showings
Create urgency
And often sell closer to (or even above) asking
2. Your first weekend matters more than ever
That initial surge of buyers? That’s your window.
If your home isn’t dialed in (photos, staging, condition), you don’t get a second first impression.
3. Small updates > big renovations
You don’t need a full remodel.
But things like:
Fresh paint
Updated lighting
Clean, modern touches
…can change how buyers feel about your home—and that directly impacts offers.
👉 Thinking about selling this year? A quick strategy session can save you time and money. Just hit reply and we’ll map it out
🏡 Buyer’s Tips: How to Win in Today’s Market
Buying right now isn’t about being the fastest—it’s about being the most prepared.
Here’s what’s giving buyers an edge in today’s market:
1. Know your numbers before you fall in love
The worst position to be in? Finding the perfect home… and scrambling to figure out if it works.
Buyers who win already know:
Their comfortable monthly payment
Their walk-away number
And what they’re willing to compete on
2. Don’t wait for “perfect”—it rarely shows up
The buyers getting homes right now are choosing the right fit, not the flawless one.
You can change paint. You can update flooring.
You can’t change location or layout.
3. Be ready to move when it makes sense
Not rushed—but ready.
The good homes are still getting attention.
And hesitation is quietly costing buyers opportunities.
Pro Tip:
Sometimes the best deal isn’t the lowest price—it’s the home that’s been sitting just long enough to negotiate.
👉 Want help spotting those opportunities before everyone else does? Just reply and I’ll keep an eye out for you.
The Collins Team at eXp Realty exists because Jeff and I built the kind of environment we wished we'd had. One where agents actually get mentorship from people who've done the work. Where the tools are world-class. Where you're not just a number on a roster.
We're building something here in south Utah County, and we're looking for the right people to build it with us.
Sound like something worth a conversation? Drop a 🏡 below or send me a DM. No pressure. Just a real talk about where you are and where you want to go.
Join a Legacy of Excellence in Real Estate
At eXp Realty LLC/Collins Team, we redefine the real estate industry with innovation, integrity, and unparalleled expertise. Be part of a team that leads the way
#RealEstateCareers #UtahRealEstate #JoinOurTeam #eXpRealty #TheCollinsTeam #RealEstateAgent #UtahCountyRealEstate #AgentLife #RealEstateMentorship #SwitchBrokerages
🧠 Myth vs. Reality: What Buyers & Sellers Are Getting Wrong
❌ Myth: “I should wait for interest rates to drop before buying.”
✅ Reality: Waiting for lower rates often means more competition—and higher home prices. Many buyers today are purchasing now and planning to refinance later if rates improve.
❌ Myth: “I can price my home high and lower it later if needed.”
✅ Reality: The first 7–10 days on the market are when your home gets the most attention. Pricing too high upfront can cause you to miss that window—and ultimately sell for less.
❌ Myth: “I need 20% down to buy a home.”
✅ Reality: Many buyers are getting into homes with much less. There are loan programs designed to make homeownership more accessible than most people realize.
Bottom Line:
The market isn’t impossible—it’s just misunderstood.
👉 If you’ve been unsure what’s actually true right now, I’m happy to help you sort through it and build a plan that works.
📣 Call to Action
Not sure what’s true (and what’s not) in today’s market?
Want a real breakdown of your situation—no hype, no guesswork?
Let’s talk through it so you’re making decisions based on facts, not headlines.
Ready to stop waiting and start winning? Let's talk.
📩 DM us or click the link in bio to schedule a free consultation.
#UtahCountyRealEstate #HomeBuyer #MythVsReality #MortgageRates #BuyNow #SpringvilleUT #TheCollinsTeam #eXpRealty #UtahHomes #RealEstateTips
That’s it for today.
Keep showing up, keep cheering each other on — and as always, keep busy.
Lori Collins, Associate Broker #14213653-AB00
Jeff Collins, Salesperson #1421190-SA00
Springville, UT 84663
385-543-5553
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[Phone] 📧 [Email] 🌐 [Website]
The Collins Team/eXp Realty LLC